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Investment Program Oversight


Since the mid-1980s, banks and credit unions have been engaged in making retail nondeposit investment products (NDIPs) available to their clients. However, with regulatory pressure on the rise, it is critical to be able to identify and properly address the risks associated with offering these products through a networking arrangement with an affiliated or unaffiliated firm.

This paper provides an analysis of the risk assessment, risk management, compliance program, and internal controls which are necessary and appropriate in a retail nondeposit investment program. In it, you’ll learn:

  • The “multiple dimensions” of regulatory schemes that come into play
  • The roles and responsibilities of the parties involved in networking arrangements
  • The different types of risks associated with offering NDIPs and how to manage them